Judgments can create significant issues with credit, and coupled with financial distress, they can be a burden on real estate investments and employment opportunities. If you have a judgment against you that you are unable to pay, our attorneys can assist you in seeking financial relief to help you protect your assets and your financial security. At Gillespie & Murphy, P.A., we are experienced in working with clients who have significant debt resulting from judgments.
Bankruptcy is a tool that will help you restore your financial security by relieving you of your judgment obligations. Contact our judgment removal lawyers to learn more about bankruptcy and judgments.
Credit reports: A judgment will go on your credit report affecting your future ability to borrow money, and affecting many job prospects that require a personal credit check. We can assist you in removing the judgment to help clear your credit records.
Real estate: If you own real estate, a judgment could become a lien on your property. A judgment lien could leave you unable to sell your home or may even force you into foreclosure. A bankruptcy can help by removing the lien on your home and protect your real estate investment.
Personal property: Your personal belongings (car, household goods, recreational items, etc.) are also at risk of being sold at a Sheriff's sale. A bankruptcy can eliminate this risk if you are facing a judgment.
A Chapter 7 or 13 discharge may eliminate the lien on your property, and stop the consequences of a judgment against you. Contact us today.
Contact Gillespie & Murphy, P.A., to schedule a free consultation with one of our attorneys at our New Bern, Wilmington, Greenville or Jacksonville, North Carolina, offices. We are experienced in pursuing bankruptcies for our clients facing judgment liens.
We are a debt relief agency under the United States Code. We help people file for bankruptcy relief under the Bankruptcy Code.