Threatened With Repossession?

Excessive debt can lead to life-altering consequences, including the repossession of your belongings, such as an automobile or furniture. When you are facing debt or you are being threatened with repossession of your belongings, you need immediate legal assistance. If your vehicle has been repossessed, we may be able to have it returned to you. Contact us immediately.

At Gillespie & Murphy, P.A., our eastern North Carolina repossession lawyers are experienced in handling repossession and other issues of personal debt. Whether you have received notification that your home is in foreclosure, you have a property lien on your home, you have lost your vehicle to a repossession agency, or if you have a threat of repossession, you need immediate legal attention to protect your assets and your financial future.

When you face a threat of repossession, we will fully advocate for your rights and seek to recover any property you have lost. Contact us today to explore all of your bankruptcy options before and after repossession.

We Can Help You Keep Your Mobile Home, Boat, Auto, Or Real Estate

We are experienced in protecting and recovering all of the following:

  • Vehicles
  • Furniture
  • Homes
  • Mobile homes
  • Household goods
  • Machinery
  • Business equipment

Claim and delivery actions: If you live in a mobile home, a creditor may file a claim and delivery action to repossess your home. Since mobile homes are not real estate, there are special regulations that creditors must follow. Our attorneys can help stop a claim and delivery and/or eviction from your mobile home by structuring a payment schedule through a Chapter 13 bankruptcy.

Repossession: While mortgages on real estate will go into foreclosure before property is seized, creditors do not need to give any notice before taking your personal property, such as your vehicle. They will work with repo agencies to take your car, motorcycle, truck, camper, boat, and similar personal property. If your car has been repossessed, let us take action to recover your car. Contact us today to learn more about recovering repossessed property.

If you believe that you may lose property to repossession or foreclosure, our attorneys can assist you in exploring all of your debt relief options, including Chapter 7 or Chapter 13 bankruptcy. We believe that every person should have a fair opportunity to protect his or her assets and have financial security.

Contact Gillespie & Murphy, P.A., to schedule a free consultation at our New Bern, Wilmington, Greenville or Jacksonville, North Carolina, offices. We are lawyers with the dedication and experience to help you quickly obtain the relief or benefits you deserve.

We are a debt relief agency under the United States Code. We help people file for bankruptcy relief under the Bankruptcy Code.