Debt Relief

When you and your family are facing the difficulty of overwhelming debt including unmanageable medical expenses, credit card bills, and personal loans, you may feel that there is no relief. You may have tried borrowing money from friends or lenders, you may have tried budgeting to pay off your debt, but the debts remain and you feel desperate and frustrated, feeling that there is no way out. At Gillespie & Murphy, P.A., our attorneys want to let you know that there is help available. We can help you obtain financial freedom and security through bankruptcy or other forms of debt relief.

Debt relief is available! Stop creditor harassment! Save your home and assets! Stop foreclosure! Contact us today for experienced advocacy in bankruptcy and debt relief.

There are several ways that we can assist you in debt relief. From your initial consultation, our attorneys will explore all of your options and alternatives to find the debt relief solution that is right for you. For many of our clients, time is of the essence. Our attorneys understand that you may be under strict time schedules before you lose your home to a sheriff's sale or foreclosure, or face other irreparable harms. We will take immediate action to protect your assets and your financial security.

Our debt relief and bankruptcy attorneys can assist you with any of the following:

• Chapter 7 bankruptcy
• Chapter 13 bankruptcy
• Mortgage foreclosures
• Employment layoffs
• Medical calamities
• Credit card overload
• Creditor harassment
• Judgments
• Student loan counseling
• Divorce
• Exemptions

Bankruptcy: The government has established different forms of bankruptcy with specific rules and limitations intended for certain individuals or groups. Depending on whether you are a consumer or filing on behalf of your business, there may be different regulations as to how you must proceed. Our attorneys can provide you with the necessary bankruptcy information you need to protect your financial security. A Chapter 7 can give you a fresh start, eliminating all of your unsecured debt while a Chapter 13 will allow you to eliminate and reorganize your debt and keep your secured assets. Let us help you find a bankruptcy option that works for you.

Contact Gillespie & Murphy, P.A. to schedule a free consultation at our New Bern or Wilmington, North Carolina offices. We are lawyers who can assist you and provide you with necessary information on debt relief if you are considering filing for bankruptcy.