Judgments

Bankruptcy and Judgments

Judgments can create significant issues with credit, and coupled with financial distress they can be a burden on real estate investments and employment opportunities. If you have a judgment against you that you are unable to pay, our attorneys can assist you in seeking financial relief to help you protect your assets and your financial security. At Gillespie & Murphy, P.A., we are experienced in working with clients who have significant debt resulting from judgments.

Bankruptcy is a tool that will help you restore your financial security by relieving you of your judgment obligations. Contact us to learn more about bankruptcy and judgments.

Credit reports: A judgment will go on your credit report affecting your future ability to borrow money, and affecting any job prospects that require a personal credit check. We can assist you in removing the judgment to help clear your credit records.

Real estate: If you own real estate, a judgment could become a lien on your property. A judgment lien could leave you unable to sell your home or may even leave you in foreclosure. A bankruptcy can help by removing the lien on your home and protect your real estate investment.

A Chapter 7 or 13 discharge may eliminate the lien on your property. Stop the consequences of a judgment against you. Contact us today.

Our personal bankruptcy attorneys can assist you with any of the following:

• Tax lien
• Wage garnishment
• Chapter 7 bankruptcy
• Chapter 13 bankruptcy
• Mortgage foreclosures
• Employment layoffs
• Exemptions
• Credit card overload

Contact Gillespie & Murphy, P.A. to schedule a free consultation at our New Bern or Wilmington, North Carolina offices. We are lawyers experienced in pursuing bankruptcies for our clients facing judgment liens.