Repossession

North Carolina Repossession Consumer Rights Advocate

Unmanageable debt can lead to life-altering consequences including the repossession of your belongings, such as an automobile or furniture. When you are facing debt or you are being threatened with repossession of your belongings, you need immediate legal assistance. If your vehicle has been repossessed, we may be able to have it returned to you. Contact us immediately. At Gillespie & Murphy, P.A., we are experienced in handling repossession and other issues of personal debt. Whether you have received notification that your home is in foreclosure, you have a property lien on your home, or you lost your vehicle to a repossession agency, or if you have a threat of repossession, you need immediate legal attention to protect your assets and your financial future.

When you face a threat of repossession, we will fully advocate for your rights and seek to recover any property you have lost. Contact us today to explore all of your options before and after repossession.

We are experienced in protecting and recovering all of the following:

• Vehicles
• Furniture
• Mobile homes
• Household goods
• Machinery
• Business equipment

Claim and delivery actions: If you live in a mobile home a creditor may file a claim and delivery action against you. Since mobile homes are not real estate, there are special regulations that creditors must follow. Our attorneys can help stop a delivery and eviction from your mobile home by structuring a payment schedule with creditors or settling.

Repossession: While mortgages on real estate will go into foreclosure before property is seized, creditors do not need to give any notice before taking your personal property, such as your vehicle. They will work with repo agencies to take your car, motorcycle, truck, camper, boat, and similar personal property. If your car has been repossessed, let us take action with creditors to recover your car. Contact us today to learn more about recovering repossessed property.

If you believe that you may lose property to repossession or foreclosure, our attorneys can assist you in exploring all of your debt relief options, including Chapter 7 or Chapter 13 bankruptcy. We believe that every person should have a fair opportunity to protect their assets and their financial security against creditors.

Contact Gillespie & Murphy, P.A. to schedule a free consultation at our New Bern or Wilmington, North Carolina offices. We are lawyers with the dedication and experience to help you quickly obtain the relief or benefits you deserve.