Social Security FAQ

At Gillespie & Murphy, P.A., our lawyers understand that Social Security is complex. You likely have many questions. We are happy to provide answers. On this page, you will find answers to some of the most frequently asked questions about Social Security. For more specific answers about your case, we encourage you to contact us for a free consultation.

Am I Eligible For Social Security Benefits?

In order to qualify for benefits, you must first prove that your medical condition meets the Social Security Administration's definition of a disability. This is often the most challenging part of the process. Simply having a doctor say that you are disabled is not likely to be sufficient. Furthermore, in order to qualify for Social Security Disability Insurance (SSDI), you must have worked for a sufficient period of time and paid into Social Security. If you have not worked the required amount, you may still qualify for Supplemental Security Income (SSI).

What Is The Difference Between SSDI and SSI?

These are two different Social Security programs. While both offer benefits to disabled people, SSDI is for working people who have paid into Social Security and SSI is for low-income individuals who may not meet the employment requirements. SSDI typically offers more substantial benefits than SSI.

Why Was My Claim Denied?

There are many reasons for the denial of Social Security benefits claims. In many cases, the documentation provided does not clearly show that a medical condition meets the Social Security's definition of a disability. In other cases, an SSDI claim may be denied because the applicant has not accrued the appropriate number of work credits.

What Can I Do If My Claim Was Denied?

Just because your claim was denied does not mean you cannot get benefits. Keep in mind that the Social Security Administration goes through applications very quickly. Everything needs to be clear and in order. If it is not, a claim will be denied. You still have the right to request reconsideration and appeal the denial.

Do I Need An Attorney?

Even though an attorney is not required, having one can be beneficial. We have been handling these matters for more than 25 years. We know what the Social Security Administration is looking for. We know the process. We know how to effectively appeal denials. We may be your quickest path to getting the benefits you need.

The first consultation is free, so we encourage you to contact us. From our law offices in New Bern, Wilmington, Greenville and Jacksonville, we represent people throughout North Carolina.