Filing for bankruptcy comes with a lot of stigma and feelings of embarrassment or despair. However, bankruptcy is usually not the result of high living or financial unintelligence, though they certainly can be causes. The reality is that the most common causes of bankruptcy are life events that many people across the board experience.
There is no reason to feel shame about seeking financial relief through bankruptcy. You might feel guilty about the financial position you have gotten into. While there are always good lessons to learn about finances and debt, you should not feel bad about exercising your right to get relief.
If your phone is ringing nonstop and your wages are in danger of being garnished by creditors, you may wonder what you can do to get them to stop. You are not alone. Many people in the New Bern area are drowning in debt. They may have modest incomes, but there may be circumstances that make it challenging for them to pay their bills.