Threatened With Repossession? Our Eastern North Carolina Bankruptcy Attorneys Can Help You Keep Your Property.
Excessive debt can lead to life-altering consequences, including the repossession of your property.
Whether you have received notification that your home is in foreclosure, you have a property lien on your home, you have lost your vehicle to a repossession agency or you have a threat of repossession, you need immediate legal representation to help protect your assets and your financial future.
Extensive Experience Handling Repossession Matters
At Gillespie & Murphy, P.A., our Eastern North Carolina attorneys are experienced in handling repossession and other issues of personal debt. We are experienced in protecting and recovering all of the following:
- Mobile homes
- Household goods
- Business equipment
Understanding Claim And Delivery Actions Against Mobile Homes
If you live in a mobile home, a creditor may file a claim and delivery action to repossess your home. Since mobile homes are not real estate, there are special regulations that creditors must follow.
Our attorneys can help stop a claim and delivery and/or eviction from your mobile home by structuring a payment schedule through our Chapter 13 Debt Eliminator bankruptcy program.
Understanding Vehicle And Personal Property Repossession
While mortgages on real estate will go into foreclosure before property is seized, creditors do not need to give any notice before taking your personal property such as your vehicle. They will work with repo agencies to take your car, motorcycle, truck, camper, boat and similar personal property.
Let Us Help You
We believe that every person should have a fair opportunity to protect his or her assets and have financial security. Through debt relief options, including Chapter 7 or Chapter 13 bankruptcy, we can help you keep or get back your car, boat, mobile home or other personal property.
We are a debt relief agency under the United States Code. We help people file for bankruptcy relief under the Bankruptcy Code.