Living in the New Bern area has enabled you to establish a comfortable lifestyle for your family. You have a good job, decent income and own a nice home. Though you work hard for everything you have, you might not have enough money set aside to help when a financial emergency strikes.
Are you considering bankruptcy but worry that if you choose this route you will not be able to again in the future, causing you hesitation to do so now? Have you already filed for bankruptcy before, are facing financial trouble again and do not know if bankruptcy is available to you?
Living in the New Bern area has given you the opportunity to secure a good paying job and afford a comfortable lifestyle. Unfortunately, you find yourself with some unexpected financial obligations that are beyond your means to pay. Though you do not have the cash you need to pay them, you might find yourself wondering if it is a good idea for you to use your credit cards to pay them.
One incident can create a negative wave that sends a business down a financial hole. Thankfully, people and business have options, such as Chapter 7 bankruptcy filing, that aid them in getting back on their feet.
As a New Bern area resident, you might believe you have nothing to worry about when it comes to your finances. You have worked hard to stay on top of your financial situation. However, you do not have health insurance and much set aside in savings. Upon your last visit to the doctor, you learned you have a medical condition that requires you to undergo extensive testing and rigorous treatment.
You may think you have hit rock bottom if you are contemplating bankruptcy in Greenville. However, it can offer you a way out of the nightmare you have had to endure ever since you lost your job several months ago. As bleak as your financial situation may seem right now, it is not the end of the world. Your current position can help you do what you have struggled to do, which is get your debts under control.
You, like many people in the Wilmington and Greenville areas, may rely on your credit cards to help you pay some of your monthly financial obligations. You may have a reliable source of income, make a decent wage and be responsible with your money. But if the only way for you to stay current on most of your bills is to charge your credit cards each month, you could be becoming overly dependent on them and digging a deeper hole for yourself.
If you struggle to make the minimum payments on your credit debt, mortgage payments and other financial obligations in New Bern, you are not the only one. Times are hard, and many people who have good jobs and decent income find themselves drowning in debt. As overwhelming as your situation may seem, there are options such as debt settlement and bankruptcy that can help you regain your footing.
Filing for bankruptcy comes with a lot of stigma and feelings of embarrassment or despair. However, bankruptcy is usually not the result of high living or financial unintelligence, though they certainly can be causes. The reality is that the most common causes of bankruptcy are life events that many people across the board experience.
There is no reason to feel shame about seeking financial relief through bankruptcy. You might feel guilty about the financial position you have gotten into. While there are always good lessons to learn about finances and debt, you should not feel bad about exercising your right to get relief.