By: Gillespie & Murphy, P.A. March 1, 2021 Rikki S. Jacksonville, NC Made this difficult time a little less difficult. They answered all of my dumb questions and stayed patient with me. They really know what they are doing and do it it well. I highly recommend going through them. Related Articles What is debt collector misrepresentation? Is It Better to Try and Settle Your Debts or File for Bankruptcy? What should you know about the Chapter 13 repayment plan?