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Guiding North Carolina individuals and business owners toward financial stability through bankruptcy.
Debt can come from a variety of situations, from medical bills to layoffs to money management mistakes. Sometimes your debt becomes so overwhelming that it becomes time to consider bankruptcy as a way to move forward. Bankruptcy can be a helpful tool if you are over...
Even though creditors have the right to seek payment from debtors, there are many things the law prohibits a creditor from doing. For instance, creditors are not allowed to use unfair practices to try and collect on a debt according to the Fair Debt Collection...
If you decide to file for bankruptcy in North Carolina, you can keep personal property and other items to assist in a fresh financial start. These items, called exemptions, apply to individuals who live in the state for at least 730 days before filing for bankruptcy....
If you are facing financial challenges as a business owner, know that you are not alone. Across the country, many businesses have had to close their doors in recent months. If you have high levels of debt and you are unsure of what to do about this problem, you need...
After filing for bankruptcy, one of the best things you can do for yourself is work on your spending habits, finances and budgeting. After all, the last thing you want is to fall back into debt after taking the painstaking time and effort to dig your way out. But how...
Whether it is job loss, divorce, home repair or medical emergency, financial tragedies can dramatically impact unsuspecting individuals across the nation. These tragedies can strike without warning. Unfortunately, many hardworking Americans do not have thousands of...
When digging yourself back out of debt, it is important to plan ahead for the future. After all, your hard work now will mean nothing if you keep the habits that led you into credit card debt in the first place. There are several things you can do to prevent yourself...
If you are carrying overwhelming debt, you may be considering pulling funds from your retirement savings. That may be especially true if you hope to have many years of work ahead. However, doing so may hurt your overall financial health in both the short and long...
The Small Business Debtor Reorganization Act went into effect in February of 2020 to provide small businesses with financial relief. Known as Subchapter 5 of the Bankruptcy Code, business owners experiencing a temporary hardship may qualify if their debts do not...
As a victim of debt, you already spend a majority of your time feeling ashamed of your situation. Fear is the last thing you need to deal with on top of that. Unfortunately, this is exactly what harassing debt collectors instill in victims. But how can you tell if you...
Call 252-558-1374 or email today | Free consultations | Four convenient office locations.
We are a debt relief agency under the United States Code. We help people file for bankruptcy relief under the Bankruptcy Code
