Debt Defense Law Firm in North Carolina Defending You From Creditors
Creditors can be relentless with their tactics to get you to pay. Creditors may harass you with multiple phone calls each day and send threatening letters. And, if they really want to be paid, they will and do file lawsuits seeking an enforceable judgment against you. The financial stress when you cannot pay your creditors is sometimes impossible to bear with your other responsibilities.
When you are beset with multiple problems, it can be extraordinarily difficult to fight off creditors alone. If you find that you are having trouble paying your creditors, and are losing sleep at night or suffering other consequences related to your debt, there is help at Gillespie & Murphy, P.A., a North Carolina law firm that will defend your rights against aggressive lenders and creditors who try to take advantage of your vulnerable position. We can work on your behalf to relieve your stress and find ways to effectively provide debt relief for you.
Do I Have a Debt Defense Case on My Hands?
If you are dealing with harassing calls or threatening letters from debt collectors, you are not alone. Thousands of people in Eastern North Carolina alone have been in your shoes. Whether you feel that you owe the debt or not, it is easy to get overwhelmed when dealing with debt collectors and you will quickly lose sight of the big picture. Fortunately, there are options to solve your debt problems.
Sometimes, you may have real defenses to debt. Your defense may be that the debt is not yours, the creditor waited too long to bring a collection suit against you, the debt is not collectible at law or the creditor’s tactics violated the Fair Debt Collections Practices Act. Most often, however, people know that the debt is indeed theirs but they cannot pay it. If you cannot pay a debt, there are a few solutions. Sometimes the creditors will accept a smaller, lump sum payment within a short period of time, other times creditors will accept payments over a few months’ time. But many times creditors file a suit seeking a judgment against you and when they do, you must act quickly to resolve the debt. If you cannot pay your creditors, do not hesitate to contact our law firm today. Whether you have just missed a payment or received a civil summons that a lawsuit has been initiated against you, call us today so we can inform you of your rights, your defenses and how to resolve your debt so you can be free of the stress and move forward in life.
How Can a Debt Defense Law Firm Help Me?
Our experienced debt defense law firm will review your circumstances and work with you to find the best and most cost-effective strategy to resolve your debt. We can help you make a plan and execute the plan to resolve your debt. Contact our debt defense law firm today for trusted legal help for your case.
Is Hiring a Debt Defense Lawyer Worth It?
Whether you are filing for bankruptcy or just having issues with creditors, our law firm wants to help you achieve your goals. We can work with you step by step to come up with a plan that will suit your needs and desires and put an end to your debt collection harassment once and for all. Contact Gillespie & Murphy, P.A. as soon as possible to get the help you need for your bankruptcy-related needs.