Wage Garnishment Law Firm in North Carolina Helping Others Alleviate Their Financial Situation
Some people struggling to pay creditors have wages garnished after a creditor files a legal action to obtain an order from the court to ensure that the creditor gets paid. A wage garnishment law firm can help you understand the proceedings and your rights.
When a wage garnishment happens, it can leave those struggling with debt feeling hopeless and defeated. This is why a North Carolina law firm that handles these matters can help those who are dealing with this stress by offering legal guidance on their rights and how they may be able to fight the court order issued against them. Get back on track financially today by contacting Gillespie & Murphy, P.A . for your free initial strategy session regarding your wage garnishment. Contacting a North Carolina law firm for help with wage garnishments could be a smart decision in order to get the results you need. For all of your bankruptcy related needs, reach out to Gillespie & Murphy, P.A. today.
What is Wage Garnishment?
A wage garnishment is when part of an individual’s wages or salary is withheld by an employer to pay debt to a creditor. The creditor must obtain a judgment against you and seek collection of the judgment through a court order allowing garnishment pursuant to certain rules established by the state. A North Carolina wage garnishment lawyer can provide you legal guidance regarding the garnishment, determine if the garnishment is valid, and discuss options to stop the garnishment, including a bankruptcy.
How Can I Stop Wage Garnishments?
There are different methods for stopping wage garnishments from occurring. One option is to pay back the creditor what you owe in a lump sum. However, this may not be possible if your income is insufficient to pay the creditor if your financial situation has worsened since the time the order was issued. Another method for stopping a wage garnishment would be through bankruptcy proceedings. A bankruptcy filing will stop the wage garnishment to either allow for a more affordable payment plan or eliminate the debt entirely.
Reach out to Gillespie & Murphy, P.A immediately to schedule a free initial consultation before things escalate further.
Who Can Garnish My Wages?
North Carolina does not allow in-state unsecured creditors to garnish wages. The most common types of creditors that may garnish your wages are tax authorities, other public agencies, and out of state judgment creditors. Creditors who use wage garnishment proceedings can take a certain percentage of your income, to the extent allowed by law, which can leave you struggling to pay for essentials such as food and shelter.
If you find yourself dealing with a wage garnishment, contact our law firm today for legal help. Our bankruptcy law firm may assist with a bankruptcy filing or provide alternative options to stop your wage garnishment.
What Can a Wage Garnishment Law Firm Do to Help Me?
If you are dealing with a wage garnishment of any kind, contact our law firm for legal help today. We have experience helping people who face these difficult financial situations by offering them guidance through the legal process.
Gillespie & Murphy, P.A. offers clients in North Carolina professional legal services for bankruptcy-related matters, including wage garnishments. Contact us to schedule a free initial strategy session so we can discuss your options. Reach out today to learn more about our services and how we may help you get back on track and have a fresh start.